Motor Vehicle Accidents
A car accident can be very traumatic and sometimes hard to deal with. Dealing with a motor vehicle accident is particularly difficult for those people that have never been in any previous accidents and are not sure what procedures are involved in the aftermath of an accident.
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Motor Vehicle Accidents Overview
Motor vehicle accidents are responsible for many avoidable injuries and fatalities each and every year. According to current statistics, car accidents kill over 1 million people annually. Even worse, motor vehicle accidents are believed to be responsible for 40 million injuries annually. Many such occurrences can be avoided if drivers learn to drive with safety in mind at all times.
While the initial accident is clearly upsetting, many people are at a loss when it comes time to handle the situation long after the accident. Police reports, paperwork, on top of the recovery process if injuries are involved can max the most tolerant person’s patience. When it comes to handling such situations, knowledge is true power: if one understands the process of accidents, both before and after, they will be able to make it through a rough ordeal relatively unscathed.
What does a driver need to know about motor vehicle accidents? Can knowledge be helpful at all when it comes to an accident or should the driver merely hope for the best? After recovery from an injury, what happens next? First and foremost the driver can benefit from learning how to avoid accidents in the first place. Secondly, a driver should be aware of the legal ramifications that can follow an accident. Third, a thorough understanding of one’s insurance policy is a must—knowing precisely what a policy will cover and what it will not will put the driver in a better planning position in terms of determining how to handle the situation. Essentially, understanding all of the policies and regulations can put the driver in a position of advantage: if the driver knows exactly what to do following an accident there will be fewer hassles to deal with and less stress on the driver and/or the driver’s family.
Dealing with Car Accidents
So you find that you have been in an accident. What happens at the scene? What should you do or not do? Is there a set way to handle the situation? There is indeed common way to deal with an accident and it is helpful if the driver knows what to expect.
First and foremost, even if you are physically capable of doing so, never leave the scene of an accident. It is imperative that the police are called in, as an objective witness to the event, so that they can make sure that there is no criminal activity involved and document the event. If a driver asks you to not call the police or if they ask if they can just give you some money or handle the issue privately, consider the offer suspect. Also, never drive off the scene just because a driver said it was okay and to just forget it ever happened; chances are they won’t. Not only do some injuries take 24 or more hours to become noticed by the injured, some people are out to scam another for as much money as they can. You can wind up accused of a hit and run and having left the scene, you’ll automatically appear guilty. Rule number one for car accidents then is: never leave the scene until after the police have advised you to do so.
In the interim, while waiting for the police to arrive, calm yourself down. No one is going to handle anything efficiently if they are screaming at each other or if they are overly upset. Take out a pen and a paper and write down everything you can remember about how the accident occurred. Immediately write down the license plate number of the other vehicles involved in the accident, also noting the color and model of the cars (this is important, especially if someone refuses to give you insurance information).
More Car Accident Advice
When it comes time to finally exchange insurance information with other drivers, make sure that you thoroughly document all of the information given to you. You will need the names of the other drivers involved in the accident, the address, the insurance company’s name, the policy number and make an not of the effective dates of the policy (pay particular attention to whether or not the insurance card is expired or not). Request the driver’s name (because the driver may be different than the insured), get a copy of the license number, and verify their age.
Don’t approach witnesses at the scene because it could later be argued that you tried to persuade them to cover up events. Instead, if you happen to hear witnesses talking, make a note of what you hear and give the information to the police. Also make note if the other driver smelled of alcohol, and if there are any other signs of suspicious or criminal activity on behalf of the other driver’s involved.
After talking with the police be sure to get all the information you will need on how to go about getting a copy of the policy report. Many insurance companies require a copy of the report and often times, the victim can get a copy of the report faster than the company can. This will speed up the process of any insurance claims made.
Most importantly, even if you don’t believe that you are injured, go to the hospital and get checked out or make an emergency appointment with your general practitioner immediately. Do not wait until the day after the accident—believe it or not you may be in shock and not realize that you have been seriously injured. If you do have injuries, get copies of documentation from the doctor or hospital verifying those injuries.
Waste no time reporting the accident to your insurance company. You can sometimes file a claim online, but you may find more comfort in speaking to a representative via telephone. Finally, put all of your documentation in a safe place so you know right where it is when it comes time to use it.
Avoiding Car Accidents
Even better than learning what one should do at a car accident is learning how to avoid a motor vehicle accident all together. While many methods for avoiding car accidents seem pretty obvious and can be chalked up to common sense, still many drivers do not fully their obligation to safety. If you plan on being a safe driver there are certain measures you will need to take to protect you and other drivers while you are on the road.
One effective measure for avoiding motor vehicle accidents is to keep your car in the best condition possible. Monitor tire pressure, make sure all glass areas are clean and easy to see through; repair mirrors if they are broken; and keep your car in good working condition. You’d be surprised how many accidents occur because a car has broken down on the side of a narrow road and has been observed too late by another driver.
Strapping things down inside of the motor vehicle can ensure that nothing flies around in the event an accident does occur. Also, wearing a seat belt can reduce injuries to both the driver and the passengers of the vehicle. Air bags give added protection, but can actually endanger a child in the front seat. Therefore, always seat the baby in the back seat of the car and do so in an appropriate infant car seat.
There are also measures you can use while you are driving to avoid car accidents. For one thing, if there is severe weather conditions and you don’ t have to go anywhere, don’t. Driving in poor weather increases the chance of an accident, particularly when roads are icy and slick. Also, while driving stay out of a driver’s blind spot, or at least don’t remain in a blind spot longer than you have to. This of course, will require awareness of other vehicles around you—a good thing when you are driving. Further, don’t tailgate cars: you are liable to rear-end the driver ahead of you if something should obstruct the driver’s path suddenly.
Avoiding Car Accident Injuries
There are so many ways to avoid car accidents it is a wonder that there are so many accidents each and every year. By being a courteous and responsible driver, you can minimize the number of accidents that happen annually. Even better, by being a safe driver you may save your own life or the life of others, including those you love.
It is recommended that when driving that you do not spend time talking on mobile phones. Phones are truly distracting and can cause you to direct your attention to things other than the road. Likewise, don’t read the mail or apply makeup in the mirror while driving. Even if you are stopped at a light or stop sign, you should be watching what is going on around you.
Make sure turn signals are working on your car. The top causes for getting rear-end are for making sharp, unexpected turns and not notifying the driver with a turn signal. If turn signals aren’t working, you run the risk of an accident. Also, always make sure both headlights are fully functional. If your lights aren’t working properly, get the repaired or replaced immediately.
More Car Accident Avoidance Tips
If you do have an accident, it pays to be prepared. Keep a first aid kit in the trunk of glove box of your car. Make sure you have bandages, and medications for wound car, at minimum. You may also want to have some road flares so that you can warn other vehicles that an accident has occurred.
Investing in an emergency car care kit is probably one of the best purchases you can make. Emergency car care kits often include items like 2 hose clamps, gloves, anti-freeze tester, Booster cables, emergency flags, emergency glow sticks, hose bandages, lock deicer, radiator sealers, slotted screwdrivers, tire inflators, and tire sealers. Plus, such kits are sold in convenient caring cases, making them easily portable from one vehicle to the next.
Keeping a car in good working condition can help to prevent accidents from occurring. Tires should be maintained, the air pressure regulated and monitored and balding tires should be immediately replaced. On the same token, your breaks should be tested once a year and you should always check the brake line to make sure it is in good condition. If you notice that your brake fluid is leaking, get the vehicle to the nearest mechanic: an inappropriate amount of brake fluid can prevent you from being able to stop the vehicle.
Car Accidents vs. Defensive Driving
To reduce the risk of a motor vehicle accident, many drivers take up defensive driving courses. Such courses help teach driver techniques for any and every situation they may encounter on the road. Essentially, defensive driving classes will teach drivers to think like other drivers and to learn to expect certain behaviors. For example, in a defensive driving class a driver might be told to make assumptions about all drivers based on the bad behavior of other drivers: “assume that a driver will run a stop sign when encountered.” The assumption gives the driver a split second to double check a scene and to ensure that it is truly safe to proceed.
Drivers may also want to take special classes offered by organizations like the Red Cross. Learning first aid or CPR is an excellent idea: you may be able to save someone’s life or prevent further injury when you are in an accident or a witness to an accident. Again, the responsibility falls on every driver to drive safe, to drive defensively, and to be prepared in the event of an accident.
Motor Vehicle Accidents and Consequences
Undoubtedly, anyone involved in a motor vehicle accident is going to have to deal with the law at some point. It is important that a driver is fully aware of existing laws as ignorance of the law is no excuse in a court of law. Primarily, as mentioned earlier, a driver should never make any attempt whatsoever to leave the scene of an accident, even if they believe it’s okay to do so. Further, this goes for all accidents, whether the vehicle is in an accident with a car or a different object like a tree or piece of property.
When car accidents are bad, there may be a need for car accident lawyers. Sometimes lawsuits occur and the individuals in car accidents may be in for criminal charges, depending upon the cause of the accident. Personal injury motor vehicle lawsuits may arise as well, and drivers may find themselves responsible for medical bills and pain and suffering, above and beyond their insurance coverage.
A motor vehicle accident lawyer knows the ins and outs of the law and often times they focus on particular types of claims. Typically, a motor vehicle accident lawyer knows all of the laws pertaining to driver negligence, driving under intoxication, driving under the influence, mechanical failure, pedestrian and passenger accidents, and the like. Further, a lawyer will more than likely be involved in a case in the event that a wrongful death claim arises.
Motor vehicle accident lawsuits require that a lawyer address all of the legal ramifications of a case. Lawyers use technology to prove their client’s innocence, and they can help a victim explain the occurrences surrounding the accident in question. In fact, lawyers can help victims get the money they more than deserve for the pain and suffering they endure from being involved in an accident.
Motor Vehicle Accident Lawyer
Even if you are responsible for an accident, you have the right to have an attorney and you also have the ability to ensure your rights are protected. Whether you face a minor traffic violation or you have been arrests for driving under the influence, drinking while driving or drunk driving, you still have rights under the law. In any event, you are going to need a motor vehicle accident lawyer to advise you of those rights.
A motor vehicle accident lawyer can advise you of your rights, make sure your rights are provided and protected, and even represent you in a court of law. Meanwhile, you may find that attorney’s that take care of personal injury cases also focus on defendant claims as well. Whatever you do, don’t go it alone if you have just gotten yourself a ticket or arrested from a driving infraction.
A lawyer can answer your questions and concerns they can help you create a strategy so that you can make the most of the mess you find yourself in. You may be able to reduce the sentence, or reduce the number of points you get on your license. At best, if it is a minor infraction, you may be able to minimize the fine or get the ticket thrown out of court with a lawyer’s assistance.
Lawyers, of course, vary in terms of cost. The more specialized an attorney is, the more their hourly rate is likely to be. You may find some lawyers are willing to provide you with a free consultation. In any case, it is a good idea to take advantage of such an offer: a lawyer can advise you of where you stand legally and how to rectify the situation.
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